Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Monday, February 6, 2017

Intentional Living

We are nearly a week into February and I am six weeks into my Intentional Year.

This year is especially exciting for me as my husband joined me in my word this year.  In previous years it has often felt like my word for the year trickled into our family over the course of the year, but this year is different. 

 We are doing this as a team!  

Now one thing you should know is my husband is my biggest cheerleader and my strongest support so when I choose a word for the year he supports it.  This year is so exciting though since he brings a whole different perspective to Intentional.



Not even 6 weeks into 2017, we have found some interesting ways to bring the concept of Intentional into our family life.

Some of those are....

  • Bullet Journals
  • Personal Retreat
  • Date Nights/Days
  • Budget 
  • Finance Class
  • Family Vacation
-Bullet Journals

I have always had good intentions in regards to using a planner.  Unfortunately, something always made those intentions fall through.  This year I had an amazing planner that I purchased last year.  I sooo wanted to start using it.  The down side was when I tried it caused my anxiety to flare up.  I would look at the ideal day I had mapped out and feel a sense of failure when the day didn't work out quite as planned.

Enter the Bullet Journal...

A Facebook group I am in introduced me to this idea.  The idea that I could combine all of the random notes I make with a schedule and a to-do list, was intriguing to me.  So I began to research...

While there are a variety of planners available, the thing I love about the bullet journal is that it can be whatever you need it to be.  Mine has the plans for birthday parties, to do lists, a habit tracker, my future log for the next 6 months and my daily log for the things I need or want to do each day, books I want to read and movies I want to see this year.  

For the initial introduction check out 

There are other great ideas for finding the perfect set up for you on Pinterest and YouTube.

Using Bullet Journals is proving to be life changing for Dustin and I.  It has helped us move from a place of feeling like we are struggling to manage each day to being able to look at and prioritize what we need and want to get done on any given day.

-Personal Retreat

This one was hard for me at first.  It felt selfish to leave Dustin and the girls for a couple of days to go away by myself.  Dustin insisted it was something I needed though.  Since our daughter Eden was born 8 months ago I really have not stopped going.

So I made reservations and went away for 3 days and 2 nights to a retreat center near the church we attend.  When I walked through the door of my room there, I nearly cried.  It was like this massive weight of responsibility rolled off my shoulders.  For 3 days I had nothing to worry about except me. Someone else was cooking, cleaning and there were no diapers to change, bottles to fix or "hangry" screams from a 2 1/2 year old.  

In that time I was able to reconnect to God in a way that the craziness of life had prohibited in the previous days, weeks and months.  In those days I realized how right Dustin had been.  I needed to get away and talk to God so that I could come back and be a better mom and wife. 

If you have not tried a personal retreat yourself, you really should!  I came back from mine totally convinced I wanted to send Dustin in the next few months.  The busyness of life can make us lose connection with our God, who wants to have a deep and intimate relationship with us.  We think we are reading our required Bible verses, praying and assembling with other believers, but that is only part of connecting to God.  I found I had let the white noise of the world around me become just a little overwhelming and none of those things had the impact they have had since I came back.

Look for a local retreat center...  Some older Catholic schools have been converted for this purpose.  Two that I have been to and would recommend are:



Really though, any place that gives you time with God will make a huge difference!  

-Date Nights/Days

One of the awesome things we started last year that ended up being some great prep work for htis particular topic, is a kid exchange.
We started trading kids once a month for a date night with another couple.  It's great for both of us since my oldest daughter adores the whole family and my youngest seems to have bonded with the husband of the couple! LOL

This actually does two things...
It gives the adults in the arrangement couple's time.
It lets the kids play and wear off some of that excess energy.
But it also puts some really awesome role models in my daughters lives outside of family.  

In addition to these date nights, we have grandmothers, cousins, aunts and uncles that love to spend time with our girls so we have begun to make date nights a regular investment for our marriage.

It can be easy to decide it's not worth the hassle to wrangle the kids or find a babysitter, but marriage deserves intentional investment.  You are not just investing in your spouse...  you are setting an example for your children on how to value their future husband or wife.


-Budget

From the moment we started planning our wedding and even before that Dustin and I have utilized a budget.  So the idea that we need a budget is not a question as much as how does a budget work best for us?

We love the Dave Ramsey principles and often reference them when we are making future plans.  One thing we realized early this year though is that we want to be more intentional with our money.  We want the way we spend our money to reflect our values.  

This one is still in the working stages to figure out how best to refine our budget and spending habits to fit our family, our values and not the least honor God with our resources.

Which leads to my next goal....

-Finance Class

Never believe that God does not think of what we need before we ask...
Our church, The Southeast Project, is currently doing a series on money/giving.

The thing I love about our pastor is he doesn't just give you the information, on a topic like money he typically manages to pair it with resources or opportunities to learn how to implement the things he is discussing in a practical, real world way.

This month that happens to be partnering with a church member, who is a financial coach and is willing to do Finance Classes.

Honestly, we had been waffling over whether we "had the time" to do them.  Then yesterday morning during service, God slapped us upside the head and yep... the beauty of technology... I signed up during service the moment God showed us we could not miss out on this opportunity. 

 (Side note: Technology can be what you make it, a distraction or a tool.  In this case it provided the opportunity for me to follow God's prompting in the moment without putting it off)

The last thing I mentioned is...

-Family Vacation

Travel and time spent as a family having fun is something we value in our family.  Because of that we decide that we need to start planning now for our family vacation to Hilton Head!  We had the opportunity for a cost effective vacation to a fun new location neither of us have visited.  We are soooo excited so we have decided to plan intentionally for that so we can enjoy ourselves without worrying.

Being Intentional about Fun is Important!!

Being Intentional we are discovering does not mean joyless responsible behavior.  It means planning so you can enjoy the fun times and knowing when buckling down and sacrificing is needed.  

Intentional Choices Lead to a Balanced Life!




Saturday, July 30, 2016

Room to Breathe



Last week my classes started again.  Can I share I was more than a little nervous?  Since I had taken a brief break from my classes I was starting up with new classmates, a new professor and I had not written a paper in two months.  Now one thing that my return to college classes has highlighted to me is the fact that where I, myself am concerned, I am a bit of a perfectionist.  I have incredibly high standards for what I expect from myself.  

Right now I am not working.  My focus is on my classes and my position as Volunteer Director at our church (ok, so I'm kind of working for no pay, but it's great leadership experience!).  Of course, one thing I learned as I prepared to go back to school is that having a toddler, a 2 month old, maintaining a household, the church position and resuming classwork is a major juggling act.  And then there are my insanely high standards.  Can I confess that in the 2-3 weeks leading up to that return to school, those standards were not just driving my husband crazy, but they were driving me up the wall?!  

Somehow in the middle of the craziness and nerves, I found the strength to give myself grace.  Have you ever thought about how much strength it can take to practice grace?  For me in this instance it's Herculean! The truth is though once I stopped and was ok that the house was not going to look perfect for a few days, I had the margin to plan.  Planning for me is essential if I am going to accomplish anything and lets just say the pile of things on my plate that screamed for my attention is more than just one.  So in the middle of the craziness one week before school was scheduled to start I stopped.  I stopped everything for two days and just planned.  I took an inventory of the pantry, freezer and refrigerator and stopped to plan meals out through the end of July.  I sat down and thought of all the house work that needed to be done throughout the week and made a cleaning schedule.  I stopped and thought about a few things that I could do every single day that would help keep me from feeling like the house was overwhelming me and I wrote those items out to do daily.  I quit thinking about all of the productive things to do and asked myself what would give me joy and fill me up if I started doing it each day.  I then added that to my cleaning schedule as a daily ritual.  

At the end of those two days, I started working on making those things into a habit.  Now there are varying pieces of research that tell you how long you have to do something before it can truly be considered a habit, but to my mind, I did all of these things today on a Saturday morning without even thinking about it or questioning it, so I'm calling it a bona fide habit at this point!  The thing I noticed after realizing that yesterday I had a ton of margin in my day and had a Friday that could just be for me and things I enjoyed and today after realizing that our Saturday is running so smoothly we are all enjoying it that stopping was the best thing I could do for my family.

In stopping it allowed a reset.  It allowed me to intentionally create margin and space to breathe in the daily, weekly life of our family.  The difference it has made is amazing!  And the crazy thing is it doesn't mean we are not staying busy.  This week had Dustin away on a day trip for work.  My week consisted of the following:

Monday - Doctor's Appointment for Eden + Paper for School due
Tuesday - Dogs to the Groomer + Dustin home late due to furniture pick up (he found a sweet deal on a nice vintage coffee table that gives me a ton of space to use when folding clothes)
Wednesday - Appointment for Me + Dustin late due to work and picking up the rental car for his trip on Thursday
Thursday - Dustin out of Town + Meeting with our pastor in Greenwood for me + 2 posts due for school
Friday - Me out of Town for a meeting and girl time with my Mom

Through all of this while the cleaning schedule flexed where needed, I made it to Friday with everything completed!  This week felt like a solid win.  It occurred to me today though as I reflected on our week and as Dustin and I discussed some financial goals we have for the month of August that if we want to win with money we budget.  We save and calculate.  We assess our debts and (if you are a good Dave Ramsey student) make a plan to get rid of them as quickly as possible.  Why do we think our time is different?  Why do we think that we can wring a few extra minutes out of our day if we push hard enough?  If most of us budgeted our finances like we do our time we would find ourselves checking every vending machine we pass for change to pay the mortgage or rent!  The thing I learned the last couple of weeks is this:  

We all have the same 24 hours.  Just like our money if we choose not to budget it and just give it away to whatever cause knocks on our door that day, we get to the end of the day with a deficit of hours.  This means that the things we needed to do today have now become shifted to tomorrow.  The more that shift happens, the more we feel the stress that continual shift creates.  Ultimately, the only way to break the cycle is to STOP.  Sit down and figure out what is important for you.  Find time to invest in things that give to you rather than putting them off because of the continual shift you have created.  Despite what we think the world really can function without us for a brief period while we stop and take a breath.  If we fail to plan, we are planning to fail.  This is true with money, but also with our time.  

So 
STOP
Take time to 
BREATHE
and 
PLAN 
You really won't regret it.